Steps To Take After A Motorcycle Accident
Being involved in a motorcycle accident is stressful, but it helps to know what steps to take in order to resolve the issue. Here are some of the important things to do.
Figure Out Who Was at Fault
It may be clear who was at fault in the motorcycle accident—you or the other driver. That's great when it happens and both people are in agreement. But if you aren't sure, talk through the accident and try to come to a consensus. If you cannot agree, it might come down to a police report or an insurance investigation to decide who is liable for the accident.
Check the Insurance Coverage
If the other driver is at fault, check on their insurance to see what you might be eligible for getting covered. It helps to call their insurance company to check on the status of your claim. If you have some medical bills to cover, you might get some help from your own insurance company if you have coverage for bodily injury. Your own collision insurance might also help cover the costs of your motorcycle repair. Check with a representative of your insurance company to see who will pay for what.
Get a Medical Evaluation
You will need a medical evaluation before you file an insurance claim. If there are any injuries that show up later, it will be harder to get them affiliated with your motorcycle accident. Get the medical evaluation now so that you can include it in your insurance documentation.
File an Insurance Claim
If your damages are small, an insurance claim may be all that you need to get compensation for your accident. It's worth filing the claim to see what they offer as a first step.
Approach an Auto Accident Attorney
In some cases, it's necessary to escalate the situation and hire a lawyer. This might be the best course of action if you disagree with the other driver about who was at fault, or if the insurance company rules a close call in the other person's favor. If your medical bills are too expensive to get covered by insurance or if you want to get a payout for the traumatic emotional injuries in your car accident, then you might need to start a personal lawsuit to get coverage from the other negligent driver. In any case, getting a law consultation is the first step to see if your claim would hold weight in court.