What Is The Difference Between First-Party And Third-Party Pooled Trusts?

Pooled trusts are an excellent way to ensure disabled loved ones have enough money to take care of their needs during their lifetimes, without jeopardizing any public benefits they may be receiving. When choosing a pooled trust, you have the option of joining a first-party or a third-party trust. Here's the difference between the two to help you choose the one that is most appropriate for your needs. First-Party Pooled Trust [Read More]

How To Get Through A Chapter 13 Bankruptcy With Your Life Intact

Chapter 13 bankruptcy is a process that can take up to five years. In this type of bankruptcy, you will be responsible for repaying your debts. While filing for bankruptcy is never a good thing, chapter 13 allows you to show that you did keep your promise to your creditors and were eventually able to repay them at least some of the money they were owed. Bankruptcy court can be a complicated process. [Read More]